Middle Class Fleecing with Obamacare

It is becoming increasingly difficult for Virginians to find doctors and secure appointments in a timely manner thanks to Obamacare. After a fierce battle, the bills meant to create state exchanges and to expand Medicaid have died in the House and in the Senate. However, Democrat Governor McAuliffe added Medicaid expansion to his budget amendment. The House removed that language from the budget.

As millions of Americans, who previously had insurance and doctors they were satisfied with and wanted to keep, are suddenly left without insurance, millions others keep losing their new coverage under the much touted Affordable Care Act.

Many Americans became part-time employees without insurance, forcing them to choose plans under the state exchanges. Employers, who could not afford the mandated procedures of the Affordable Care Act, dropped the insurance coverage plans they had previously offered their employees at affordable rates, and reduced employment hours.  

With the new exchange plans, bronze, silver, gold, and platinum, people cannot afford to see a doctor when their new plans have such huge deductibles. For most people, it is impossible to meet deductibles in a year and they must pay out of pocket. For them, medical care has now become a very expensive service.  

While Obamacare has helped a statistically insignificant percent of Americans, it has devastated the health care of millions who were previously affording their healthcare premiums, had good coverage, low deductibles and co-pays, and their doctors were available within their residential area or a short travel distance.

Suddenly, millions have found themselves paying double or triple premiums, with deductibles going up from $500 to $5,000 and decreased coverage, with the exception of maternity care for all and contraception. There is something seriously wrong when the monthly health care premium becomes larger than mortgage and utilities combined. How fair is it for the bulk of middle-class Americans to pay health care premiums for illegal aliens and welfare recipients while having to let go of their own health insurance because it has skyrocketed? This is not providing health care for 20 percent of previously uninsured Americans; it is socialist redistribution of wealth.

It is laudable to offer insurance to people previously uninsurable, but forcing other working Americans to pay for it and punishing them through IRS fines is wrong and it is a form of stealing. The law has been written by liberals for liberals, to benefit their Democrat voting constituents to the detriment of everyone else. The concept that everyone should be insured is sound but not through Obamacare.

Medical care is not a right, in spite of what liberals claim, it is a service just like any other service you purchase for a nominal fee. Doctors and nurse practitioners must spend years to train in medical school where tuition and books are very expensive.  Nobody wants to work for free and nobody should have the right to decide how much your remuneration should be.

Those who were previously uninsured due to preexisting conditions have a point. However, those who cried that they could not afford the premiums or chose to gamble on good health should look carefully at their priorities. What is the cost of their Internet, cable, Netflix, cell phone bill, cigarettes, beer, wine, movies, drugs, fancy clothes, and restaurant meals/ fast food?

Taking from those who work to pay for those who do not work is government-sanctioned stealing. Economically speaking, for every day that you have to work to pay for someone else, you are a financial slave to that person. The cheap, subsidized Obamacare policy that you receive through the exchanges is paid for by hard-working Americans, not by your Obama government.

U.S. Rep. Bradley Byrne (R-Alabama) said, “We took away the health care system that worked for 80 percent of the people of this country to fix a problem that we today know we fixed for only one percent of the American people. Only 3 million new Americans have gotten on this new health care plan that did not have insurance before, that’s one percent of the American people. So we threw out the health care plan that worked for 80 percent of Americans, to fix a problem for one percent of Americans. And look what it’s done! It’s wrecked lives!” He continued, “This law is fundamentally flawed! This law has victimized the people of America!”

Although there have been 60 attempts to repeal Obamacare, it is here to stay. The Daily Signal wrote about the Nebraska woman whose Obamacare insurance was canceled three times.  Her first cancellation was with Humana who decided to pull out of Nebraska and second and third from the Iowa nonprofit CoOpportunity Health which was liquidated and her platinum plan was no longer offered. She is now covered under a Blue Cross Blue Shield plan.  

The federal government offered $2 billion in loans to nonprofit co-ops created under Obamacare (to meet state reserve requirements) and twenty-three co-ops were formed offering insurance in 26 states. According to the Daily Signal, “more than 520,000 people enrolled in insurance coverage through the co-ops through September.” Their research indicated that all co-ops but one had operating losses, with outlays exceeding reserves. “Claims were eating up all the surplus and reserve [money].” http://dailysignal.com/2015/02/17/one-nebraska-woman-lost-health-insurance-three-times-obamacare/?utm_source=heritagefoundation&utm_medium=email&utm_campaign=morningbell&mkt_tok=3RkMMJWWfF9wsRoiu6vOZKXonjHpfsX56uwlX6W0lMI%2F0ER3fOvrPUfGjI4ES8djI%2BSLDwEYGJlv6SgFQrLBMa1ozrgOWxU%3D

There are more troubling thoughts in this quagmire.  The IRS has our medical records, will collect fines for non-compliance with Obamacare, and is going to demand refunds from those who received too much subsidy under the state exchanges.  But illegal aliens are still covered for free and those with religious objections don’t have to pay a penalty and are given medical care. What a relief!

Copyright: Ileana Johnson 2015